We at Capital Advisor India helps you understand and manage your money in a more efficient manner.
Our expertise combined with technology gives you a clear picture of your finances and future requirements. One thing that makes us different from our competitors is our ethical approach to investments and this clearly reflects in our selection of product basket. We are committed to providing our customers with the latest trends in the market and periodic review of their portfolio. Our experts at CAI will help you deploy your money in broadly three Asset classes. Fixed Income Markets, Equity markets, and Gold. Our approach is based on two broad principles
Risk Profiling and Asset Allocation
We spend a great deal of time in understanding your risk profile through our latest set of questionnaire. We understand where you stand in terms of market knowledge and then move forward.
Our asset allocation principle makes sure that we do not get carried out by market winds. Strategic asset allocation for each customer serves as the foundation for our long term relations with clients.
Layman rule of asset allocation:
Equity exposure is one of the most important features of deciding asset allocation. The basic nature of equity investment is volatility and lumpiness of returns. So it becomes critical that you stay invested in equity for a long time to reap the benefits.
A very common thumb rule states that 100 – your age should be your exposure to equity in an overall portfolio. For example, if your age is 26 years, your investment in equity should be 100-26= 74%. This thumb rule holds up true in many scenarios but there can be cases where we need to look beyond just the age.
We help you understand those scenarios in detail arrive at an allocation which completely aligns with your needs.